InstalPay.lk

Phone retailers selling on installment suffered constant payment defaults, manual spreadsheet tracking, and zero enforceable leverage when customers defaulted. Chasing overdue payments drained hours of staff time, leaving merchants exposed to mounting bad debt.

1. 01Engineered a secure cloud-to-device remote locking engine allowing phone shops to automatically lock overdue devices and instantly auto-unlock them once payment clears.
2. 02Built real-time collections analytics dashboards tracking monthly revenue targets, collection ratios, locked device statuses, and period-over-period performance (MTD/YTD).
3. 03Designed multi-shop merchant management with role-based access, automated SMS payment reminders, and seamless customer payment gateway integration.